The Mole car insurance fiasco

Today I received notification that Emily’s car insurance was misquoted and was going up. So I called our agent to see what that was all about. He was rather annoyed because he hadn’t even been notified yet. So he looked into her account and found she was chosen for a random audit. The underwriter labeled her car as business use which it is not. She does not do home health PT but instead works in a different location every three months and drives from an apartment to a place of employment. They also noticed that she did not start driving until 18, instead of 16 so they increased it for that as well. He plans to protest the business issue next week when his underwriter is back from vacation. So it is up in the air how much her insurance will actually end up being.

This is insanity! I mean, lets punish people for waiting to drive until they are more responsible by jacking their rates up when they turn twenty-five. I thought they were suppose to decrease at that age. Ha! As for the business use, well that’s just the sort of stuff this entire adventure has been. One mishap or hurry up and wait after another. Emily still does not have her California PT license and last week they hadn’t even finished processing her fingerprints which she mailed on 6/2.

 

Mole Moral~Make your kids start driving at sixteen, it will cost them less at twenty-five.

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